Privacy Policy

THE KEMPER FOUNDATION PRIVACY POLICY

Effective Date:  August 2024

INTRODUCTION

THE KEMPER FOUNDATION (the “The Kemper Foundation”, “we”, “us”, or “our”) values the privacy of users (“you”, “your”) of our website https://www.thekemperfoundation.org/, other websites we operate, mobile features, online portals, electronic forms, surveys,  our events and programs registrations, applications for funding, and other programs such as grants or scholarships, and any other point of collection (collectively, the “Programs”). This Privacy Policy (“Privacy Policy”) applies to Personal Information (as defined below) that we collect about you through the Programs and when applicable, covers Personal Information collected offline by The Kemper Foundation, including without limitation Personal Information collected through our Programs and at our events unless another privacy policy is provided, posted, or referenced.

“Personal Information” means all nonpublic information related to an identified individual. Personal Information does not include anonymized data or de-identified data.

This Privacy Policy describes the Personal Information we collect about you, why we collect it, how we use it, and when we disclose such Personal Information. Our Privacy Policy also describes the choices you can make about how we collect, use, and disclose certain Personal Information. If our privacy practices or applicable law change, we will post an updated Privacy Policy on our website. You can tell if the Privacy Policy has changed by checking the revision date that appears at the top of this page. Your continued use of our website or Programs after any update to this Privacy Policy will constitute your acceptance of the changes. By utilizing our Programs, you are accepting the practices described in our Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the Programs.

PERSONAL INFORMATION WE COLLECT AND HOW WE USE IT

Personal Information you provide us

We may ask you to provide certain kinds of Personal Information if you use our Programs, including, but not limited to, the following categories of information:

  • Personal identifiers and contact information, such as your name, company name, home and business address, your email address, or telephone numbers, or social media addresses
  • Government issued identifiers, such as your social security number or tax identification number so that we can make grant payments
  • Demographic information in connection with your scholarship applications
  • Resume/CV
  • Education information
  • Employment information and employer’s contact information
  • Message contents, audio, or similar information such as texts, messages, emails, or the content of webforms you submit to us. When you leave a phone message for us or speak with one our representatives, we may also collect the content of your message to us, or conversation with us, and/or a recording
  • Geolocation data automatically when you use our websites, social media, or mobile apps
  • Data we collect automatically through cookies, pixels, and other tracking technologies, such as your IP address, the type of browser you use, what part of our sites you visit
  • Personal Information contained in, or included with, any proposal or application documents, feedback, comments, photos, videos, or other information you submit to us.  You may provide Personal Information on behalf of another person if you have provided them with a copy of this Privacy Policy and obtained their explicit consent.  We may ask you to provide evidence of such notice and consent.

We also may use your Personal Information for any other purposes disclosed to you at the time we collect the information, or otherwise with your consent.

Please do not provide the Kemper Foundation any sensitive personal data unless specifically requested and necessary for your interactions with the Kemper Foundation.

Information we collect by automated means

The Kemper Foundation may collect information from you automatically when you use our Programs or open our emails. This information is for system administration and other internal business purposes and provides us statistical data about how you use our Programs. We use this information to deliver better and more customized services.

The information we collect automatically may include:

  • Browser type, device information, and operating system
  • Your domain name and internet service provider
  • Information about how you use our Programs
  • Information about the content you view and the features you access when you use our Programs
  • To track new visitors to our websites
  • To recognize past visitors

For example, we may use tracking tools like cookies, iframe, scripts, pixels tags and web beacons. You may refuse to accept cookies or tracking technologies by activating the setting on your browser which allows you to refuse the setting of cookies. If you want to opt out of having your online behavior tracked for advertising purposes by participating companies, visit youradchoices.com/control, optout.networkadvertising.org, and adssettings.google.com. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you visit our websites.

Information we collect from other sources

We can collect information about you from other sources to verify information you provided to us with third parties. We can also collect information about you from our affiliated companies, including Kemper Corporation.

Use of your Personal Information

We may use the Personal Information we collect from our users for various general purposes, including to:

  • Permit you to access our Programs
  • Improve our Programs, user experience, and quality of service
  • Send communications about Programs and events
  • Prevent and detect fraud and abuse
  • Respond to your questions and assist with any problems with our Programs
  • Process transactions upon your request
  • Administer and inform our program strategies and charitable activities
  • Enable our service providers to perform certain activities on our behalf
  • Comply with our legal obligations, policies, and procedures or
  • For internal administrative and analytics purposes

OTHERS WITH WHOM WE MAY DISCLOSE YOUR PERSONAL INFORMATION

There are certain circumstances in which we may disclose your information with certain unaffiliated parties, as set forth below:

  • Service providers. We may disclose information to third parties that help us bring you the Programs we offer. For example, we may work with third parties to: (a) manage a database of user information; (b) assist us in distributing emails; (c) assist us with direct marketing and data collection; (d) provide us data storage and analysis; (e) provide fraud prevention; (f) provide customer service, and (g) provide other services designed to assist us in maximizing our potential. We require that these outside companies agree to keep confidential all Personal Information we share with them.
  • Business and program partners. We may share your Personal Information with our business and program partners, particularly in connection with development of content and Programs, or their publication or other distribution or use of any of your Personal Information in accordance with the rights you have granted to us or as allowed by applicable law.
  • Affiliates. We may share your Personal Information with our affiliated companies, including Kemper Corporation and its subsidiaries as allowed by applicable law.
  • Other visitors to our websites, social media, publications, and similar online resources (collectively, “Sites”). If you submit feedback, comments, photos, videos, or other information to interactive portions of our Sites, such submission may be made publicly available to anyone who visits those areas of our Sites. Other visitors may access, re-post, or use such submissions.
  • Compliance with law: We may provide parties access to your Personal Information when legally required to do so, to cooperate with legal proceedings or comply with legal process and legal obligations, to respond to requests or requirements from public, law and governmental authorities (including national security and law enforcement requirements) and private parties, to protect against misuse or unauthorized use of our Programs, to limit our legal liability,  protect our rights or to protect the rights, privacy, property, or safety of visitors of this website or the public and to prevent or stop activity we may consider to be, or to pose a risk of being illegal, unethical, or legally actionable activity.
  • With your permission: We may disclose your information with another party to the extent you give us permission to disclose your information to such parties.
  • We may share information for other valid business purposes as permitted by applicable law.

LINKS TO OTHER SITES

While visiting our website or using our Programs, you may click on links to sites operated by our partners, contributors, or other parties. This Privacy Policy does not apply to third party sites that may link to, or be accessible from, our Programs.

We do not make any representations or warranties about any website you may access through our website or Programs as they are independent from us and we have no control over, or responsibility for, their information or activities.

Our privacy practices may also differ from those of these other sites. If you provide Personal Information to one of those sites, you are subject to that site’s privacy policy. For example, as an applicant, you may be directed to provide your Personal Information on third party sites. The processing of that Personal Information will be subject to the privacy policy of that third party site. Please make sure you understand the other site’s privacy policy before providing Personal Information.

EMAIL COMMUNICATIONS AND CHOICE/OPT-OUT

We may send you emails periodically if you have subscribed. Occasionally, we may send announcements about Kemper Foundation events, campaigns, and Programs.

To be removed from our email lists, please click the unsubscribe button found at the bottom of any of the emails that we send you. Please allow us at least ten (10) business days from when the request is received to complete the removal, as some of our emails may already have been in process before you submitted your request.

SECURITY

The Kemper Foundation uses commercially reasonable measures to keep your Personal Information private and safe. We take appropriate physical, electronic, and administrative steps to maintain the security and accuracy of the Personal Information that we collect, including limiting the number of people who have physical access to our database servers, as well as employing electronic security systems and password protections that guard against unauthorized access.

Unfortunately, the transmission of data over the internet cannot be guaranteed to be 100% secure. While we use commercially reasonable means to ensure the security of information you transmit to us, we cannot guarantee that such information will not be intercepted by other parties. We may, however, prosecute any unauthorized or fraudulent transactions to the fullest extent permitted by law.

“SPOOFING” AND “PHISHING”

“Spoofing” or “Phishing” are common internet scams. These may occur when you receive an email from what appears to be a legitimate source requesting Personal Information from you. Please be aware The Kemper Foundation will NEVER send you an email requesting you to provide credit card or bank information via email. If you ever receive an email that appears to be from us requesting such information from you, DO NOT respond to it, and DO NOT click on any links appearing in the email. Instead, please contact us at https://www.thekemperfoundation.org/contact-us/, as we will endeavor to investigate all instances of possible internet fraud.

CHILDREN’S PRIVACY

We do not intentionally collect any Personal Information from children under the age of thirteen (13) and will delete any such information if we become aware that we have collected Personal Information from children. Schools participating in our Programs may provide us with images depicting children if they have obtained parental permission to do so.

YOUR CONSENT

You acknowledge this Privacy Policy and you agree: (1) that using our Programs signifies your assent to The Kemper Foundation’s Privacy Policy; (2) that such Privacy Policy is subject to all applicable laws; and (3) your use is undertaken at your own risk. The Kemper Foundation reserves the right to change its Privacy Policy at any time, without advance notice. As described above, if we decide to change our Privacy Policy, we will post those changes on this page so that you are aware of what information we collect, how we use it and under what circumstances we disclose it.

In the event of a corporate reorganization or asset transfer, your Personal Information may also be transferred. By giving us your Personal Information, you consent to those transfers occurring.

HOW TO CONTACT US

If you have any questions about your privacy, security, or this Privacy Policy, please contact us at

The Kemper Foundation

200 East Randolph Street, Suite 3300

Chicago, IL 60601

Phone: 312.332.3114

or by submitting a webform through https://www.thekemperfoundation.org/contact-us/